2 Cent Rant

What's the deal with idiots that ask for financial help and then find an excuse as to why they can't do any of the things that you suggest? Are the simply asking in some lame attempt to fool themselves into believing they're making some type of effort? Don't waste my time or yours in asking for help if you have no intention of actually listening to the suggestions made.

It's not a difficult concept to grasp. You're in debt because of the things you are currently doing. If you aren't willing to change, hey, sorry to burst your self delusional bubble, but you're going to stay in debt.

The mere act of asking for help does squat. Reading all the financial experts in the world and then finding a reason why you can't do anything different is a good clue that you really are a hopeless idiot. Action is part of the equation and if you have decided that you aren't ready to take action, then all you're doing is wasting time.

What is even worse is that these people that ask for financial help think they are doing me some type a favor. Seriously. It's as if they have chosen me to try to help them so I should be thankful to them for choosing me. And hey, I shouldn't feel bad that I couldn't help them - it's the thought that they tried to let me help that I should carry around and treasure always. They act as if it is my failure that I couldn't help them. Lame imbeciles every one of them.

If someone wants financial help, I'm more than happy to help out if, and only if, they are serious. Nobody is doing me a favor of wasting my time trying to help when they have no intention of changing, so have the courtesy not to even ask.

What the hell is it with people who feel they have every right to invade your personal space? Whether it's those damn perfume ladies at the department stores covering you before you have a chance to dodge them or people who get so close they are almost in your pants when talking with you, they should be body slammed every time they do something like that.

I'm usually more than happy to help someone out with a question if they have the common courtesy to ask it further than 3 inches from my face. It sure would have been a good time to have some ultimate fighter training and that person would never be invading other's space again.

And there lies the problem. Most people, even when someone is being completely rude to them, will still remain polite. They will move away, but rarely will they be as rude or even ruder back. I wonder if this encourages these clueless people to remain rude or if they are just missing a fundamental piece of being a human being?

I think the next time I go to the mall, I'm taking a pocket full of perfumes with me. Then when that chick steps up to spray, I'll hit her back with a deluge of her own medicine.

Whoever dreamed up the scam of a wedding should be congratulated for his sheer audacity. What a crock and waste of money. Two people love each other, so let's see how much in debt we can get them in from day one, watch the money fights begin and then there is a good chance they'll split so they can both do it all over again.

I say forget the damn wedding. Take half the money it would cost, let the men have one hell of a bachelor party and the women one hell of a bridesmaid party and have a much better time without incurring debt that needs to be repaid over the next 10 years.

Traditions are made for companies that cater to them fleece us for as much as they can. Buy into them and pay not only now, but for years to come in the debt you must support.

Be smart and elope - 10 years from now when you are still married and happily not in debt, you'll wonder why you even considered having a wedding.